Experian’s National Score Index study showed that the average credit score for U.S. consumers with no late auto payments is nearly 100 points higher than those who have at least one late payment. The national average credit score for consumers with no late auto payments is 703, while the average score for consumers with at [...]

• 0 Comments

Experian’s National Score Index study showed that three out of every 10 U.S. consumers improved their credit score by up to 50 points in a six-month period from January to June 2007.
The Experian study also examined the movement of credit scores between different score groups. The groups were based on 50-point increments [...]

• 0 Comments

By: Gordon Goh
Oddly enough, not only will bad credit work against you when applying for a loan or a credit card, but no credit will too. Even though this doesn’t seem fair, it is the way things work in the complicated world of consumer credit. Lenders are leery about opening accounts for people with no [...]

• 0 Comments

by: Morgan Hamilton
Low APR credit cards are much more prevalent than in years past. Competition is stiff and credit card financial institutions offer many nice perks, rewards, points, low annual percentage rates (APR) and other [...]

• 0 Comments