US Credit Review

Your news source for credit repair, credit card offers, loans and mortgages


FICO® Standard

repinted from ftc.gov [pdf format]
If you’ve ever applied for a credit card, a personal loan, or insurance, there’s a file about you. This file is known as your credit report. It is chock full of information on where you live, how you pay your bills, and whether you’ve been sued or arrested, [...]

Author: Rick Martin
newrepublicfinancial.net
Having a bad credit history is something that many people have to cope with these days. Although you might think a bad credit closes many doors, there are still quite a few options out there. Bad credit loans exist to help you get through this difficult situation and start improving your credit rating. [...]

MAJOR PLAYERS BEGIN ENTERING MARKET, OR SO-CALLED ‘P2P’ SCENE
By Jim Wyss
McClatchy Newspapers
MIAMI - When Walter Kond needed $25,000 to buy a shipment of home-theater seats for his company to resell, he didn’t go to the bank. He went online. Kond posted a loan request on Prosper.com and a few days later, more than 300 absolute [...]