By: Jeff Schuman
Could bad credit payday loans be the answer consumers with low
bank accounts have been looking for? Is there any harm in using
these services? Aren’t they better than using credit cards or
going hungry?
Have you seen the commercials? Cute characters promise financial
prosperity. Happy, professional individuals appear to regularly
visit their corner pay day loan shop as [...]

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Are you guilty of believing some of the following myths:
I must have a high credit score because I’m never late paying my bills
Yes, it’s important to be current in paying your bills - but a good payment history only comprises 35 percent of your overall credit score. The other factors taken into consideration when determining [...]

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A new credit scoring system is coming soon which promises to be more forgiving to people who may miss an occasional payment.
Fair Isaac Corporation, creators of the FICO score will launch the new credit system which will be known as FICO 08. FICO 08 is supposed to be a better predictor of consumer defaults, a [...]

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Are you one of thousands with no credit and no collateral to help secure approval, or you just have extremely bad credit and no one wants to help you, and all you hear is stories and more stories?
Bad credit is a term used to describe a poor credit rating. Common practices that can damage a [...]

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At some point during most peoples’ lives there comes a time when borrowing money is the only option. This may be to buy a house, a car, for home improvements or simply to consolidate debts. Persuading financial organizations to lend money, especially large amounts, is easier for some customers than others. Those who find borrowing [...]

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