By: Richard Townsend
Most Americans have too much credit card debt. Duh, we’ve all heard that
before, right? Only now its gotten a bit personal… right again? You
personally have too much credit card debt and its about to drive you crazy.
Well there IS hope so don’t file those bankruptcy papers just yet. One
major thing you have to [...]

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MAJOR PLAYERS BEGIN ENTERING MARKET, OR SO-CALLED ‘P2P’ SCENE
By Jim Wyss
McClatchy Newspapers
MIAMI - When Walter Kond needed $25,000 to buy a shipment of home-theater seats for his company to resell, he didn’t go to the bank. He went online. Kond posted a loan request on Prosper.com and a few days later, more than 300 absolute [...]

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This tax season, as you contemplate how to make the most of your tax refund, consider the opportunity to reduce your debt.
Using tax refunds to purchase a new surround sound system or to take an exotic vacation may be tempting, but the benefits of widening the gap between your credit balance and [...]

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Experian’s National Score Index study showed that the average credit score for U.S. consumers with no late auto payments is nearly 100 points higher than those who have at least one late payment. The national average credit score for consumers with no late auto payments is 703, while the average score for consumers with at [...]

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Experian’s National Score Index study showed that three out of every 10 U.S. consumers improved their credit score by up to 50 points in a six-month period from January to June 2007.
The Experian study also examined the movement of credit scores between different score groups. The groups were based on 50-point increments [...]

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