Credit. Is there any word that brings up such simultaneous feelings among consumers of dread, worry, and despair, mingled with hope and that unique feeling that one can simply ask for and receive anything on the planet? Few other concepts can bring forth such strong, opposing emotions as the ability to borrow untold sums of [...]

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By: Richard Townsend
Most Americans have too much credit card debt. Duh, we’ve all heard that
before, right? Only now its gotten a bit personal… right again? You
personally have too much credit card debt and its about to drive you crazy.
Well there IS hope so don’t file those bankruptcy papers just yet. One
major thing you have to [...]

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By: Gordon Goh
Oddly enough, not only will bad credit work against you when applying for a loan or a credit card, but no credit will too. Even though this doesn’t seem fair, it is the way things work in the complicated world of consumer credit. Lenders are leery about opening accounts for people with no [...]

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by: Morgan Hamilton
Low APR credit cards are much more prevalent than in years past. Competition is stiff and credit card financial institutions offer many nice perks, rewards, points, low annual percentage rates (APR) and other [...]

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