By Liz Pulliam Weston
Understanding how credit works is about to become even more important.
Not only has the subprime meltdown made almost all credit harder to come by, but Fair Isaac, the company that created the leading FICO credit score, has announced changes to its formula.
As a result, some behaviors that may [...]

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Personally, I think that paying someone to fix your credit is a waste of money… There are SOME cases where I think it is appropriate to hire an attorney to assist you in dealing with issues you can’t deal with yourself but for the most part credit repair is something you can do yourself for [...]

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What the information provided in this article does is help you fix ERRORS on your credit report and clean up those “questionable” items. While no one can legally remove accurate negative information from a credit report, the law does allow you to request a reinvestigation of information in your file that [...]

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When you first receive your Trans Union, Experian and Equifax credit reports, you might be totally lost. The information is coded in a way that is not immediately readable by the average consumer. Each credit report should arrive with a key that interprets the codes and indicators on the credit report. [...]

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I want to start with a disclaimer. I am not a lawyer, credit counselor, accountant or an expert on credit repair. I am a normal person, just like you, that has a desire to improve my credit rating so that I can buy a house for my family. I don’t think I have any advantages [...]

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