What the information provided in this article does is help you fix ERRORS on your credit report and clean up those “questionable” items. While no one can legally remove accurate negative information from a credit report, the law does allow you to request a reinvestigation of information in your file that [...]

• 0 Comments

reprinted from ftc.gov [pdf format]
You see the advertisements in newspapers, on TV, and on the Internet. You hear them on the radio. You get fliers in the mail. You may even get calls from telemarketers offering credit repair services. They all make the same claims:

“Credit problems? No problem!�
“We can erase your bad credit — 100% [...]

• 0 Comments

Benefits of a Credit Report
Aside from protecting yourself against identify theft; credit monitoring is essential for improving your credit rating. Although lenders use credit reports to judge a loan applicant’s creditworthiness, credit reports are also beneficial because they keep us informed of our credit standing. Thus, we can know our odds of obtaining a home [...]

• 0 Comments