US Credit Review

Your news source for credit repair, credit card offers, loans and mortgages


FICO® Standard

By Liz Pulliam Weston
Understanding how credit works is about to become even more important.
Not only has the subprime meltdown made almost all credit harder to come by, but Fair Isaac, the company that created the leading FICO credit score, has announced changes to its formula.
As a result, some behaviors that may [...]

I want to start with a disclaimer. I am not a lawyer, credit counselor, accountant or an expert on credit repair. I am a normal person, just like you, that has a desire to improve my credit rating so that I can buy a house for my family. I don’t think I have any advantages [...]